Introduction

I have published math formulas that are cited on the Federal Reserve webpage, Stanford University and other places. I have a B.A. in physics and minor in math from Johns Hopkins, an M.A. in physics from Brandeis and an MBA from the Booth School at the University of Chicago. I was a member of the executive staff of Zurich Insurance and a managing director at Centre Re, a reinsurance company. Every K-12 school I attended were public schools in Fairfax County. I was blessed by great teachers who gave me second chances when I needed them.